Lumpsum Calculator
Calculate returns on your one-time mutual fund investment.
Your Investment Details
What is Lumpsum Investment?
Lumpsum investment means investing a large amount of money at once into a mutual fund scheme, instead of investing in regular installments (SIP).
When to Choose Lumpsum?
- You have received a windfall (bonus, inheritance, property sale)
- You have a large surplus sitting idle
- You have a long investment horizon (10+ years)
- You are comfortable with short-term market volatility
Lumpsum vs SIP
- Lumpsum: Entire amount invested from day one
- SIP: Amount invested gradually over time
- Best strategy: Depends on your cash flow and market conditions
Formula Used
Maturity Value = P × (1 + r)^n
- P = Principal (investment amount)
- r = Annual return rate (as decimal)
- n = Number of years
Important Note
Mutual fund returns are market-linked and not guaranteed. The 12% assumed return is only an illustration. Actual returns may be higher or lower.